2026 Employee Benefits

Enrollment Form (Required)

All eligible employees must complete the enrollment form each enrollment year to either select or decline health and dental coverage
Completed forms should be submitted to the office
Weekly payroll deductions may vary by plan, age, coverage level, and enrollment status unless Hassig Companies separately agrees otherwise
Once open enrollment closes, changes may not be allowed until the next enrollment year unless you have a qualifying life event or the change is otherwise allowed by carrier rules
Open enrollment begins November 1st and ends December 15th

Questions can be directed to Carol Hallop:
Meetings with Carol are by appointment only
Email: carol@hassig.net
Call or text: (586) 801-0587

Enrollment Form

Health PlansDental PlansPricing

2026 Health Plan 1: Blue Elect Plus Bronze HSA/POS $7,500 individual / $15,000 family deductible (medical and prescriptions share one deductible) $7,500 individual / $15,000 family max out of pocket No copays. Once the deductible is met, covered services are paid in full (you pay $0) Preventive care is free in network Prescriptions count toward the same deductible, then are paid in full Best for lowest weekly payroll cost, HSA eligible coverage, catastrophic protection, and employees who rarely go to the doctor	Plan 1 Details
2026 Health Plan 2: Blue Elect Plus Silver HSA/POS $3,400 individual / $6,800 family deductible (medical and prescriptions share one deductible) $7,500 individual / $15,000 family max out of pocket No standard copays. Once the deductible is met, you pay 20% (50% for a few select services) Preventive care is free in network Prescriptions after deductible: $6 / $25 / $60 / $80 by tier; specialty drugs 20% (max $200 to $300) Best for employees who want lower upfront medical risk than Bronze without the higher weekly payroll cost of Gold	Plan 2 Details
2026 Health Plan 3: Blue Care Network Gold Option 2 HSA/HMO $2,500 individual / $5,000 family deductible (medical and prescriptions share one deductible) $4,500 individual / $9,000 family max out of pocket On a 2-person or family plan, the full $5,000 family deductible must be met before the plan pays for anyone No office visit copays. Once the deductible is met, most services are paid in full (you pay $0); a few select services are 50% HMO: care must be provided or arranged by your Blue Care Network primary care doctor Preventive care is free Prescriptions after deductible: $15 / $40 / $80 / $100 by tier; specialty drugs 20% (max $200 to $300) Best for employees who want HSA eligibility with a lower deductible and max out of pocket	Plan 3 Details
2026 Health Plan 4: Blue Elect Plus Gold Option 4 POS $2,000 individual / $4,000 family deductible $7,350 individual / $14,700 family max out of pocket $30 office visits, $50 specialist visits, $50 urgent care, $250 emergency room, $150 high tech imaging You pay 20% after the deductible for some services, such as hospital stays and surgery Preventive care is free in network Prescriptions: $15 / $40 / $80 / $100 copays by tier, no deductible; specialty drugs 20% (max $200 to $300) Pediatric dental add-on (Blue Dental Pediatric 80/50/50 PPO): only available with Plan 4; covers eligible children through age 18 at $4.87/week per child; ages 19 and older are not eligible Best for employees or families who want predictable copays for common care and are comfortable paying a higher weekly payroll cost	Plan 4 Details

2026 Dental Plan: Kansas City Life Go2 Dental Option 3

Available to all eligible employees, with any medical plan or on its own
Preventive services covered 100%, in and out of network
Basic services covered 80%, in and out of network
Major services covered 50%, in and out of network, with 12 month waiting period for new enrollees
$50 individual deductible, $150 family max, applies to basic and major only
$1,500 annual maximum per person
Employees must select or decline dental coverage during open enrollment

Dental ID Card

Dental Plan Details

Pediatric dental option: Blue Dental Pediatric 80/50/50 PPO is available only with Health Plan 4 (Blue Elect Plus Gold Option 4 POS), for children through age 18. See Plan 4 on the Health Plans tab for details and the Pricing tab for rates.

2026 Medical Weekly Rates

Rates are estimated weekly payroll deductions based on each covered person’s age. Add the rate for each person on the plan you select. The Plan 4 pediatric dental add-on is only available with Plan 4 and only for children through age 18; gray cells are not eligible. Actual payroll deductions may vary by coverage level, enrollment status, and payroll processing.

Age	Plan 1 Bronze HSA/POS	Plan 2 Silver HSA/POS	Plan 3 Gold HSA/HMO	Plan 4 Gold Option 4 POS
Age	Plan 1 Bronze HSA/POS	Plan 2 Silver HSA/POS	Plan 3 Gold HSA/HMO	Medical	+ Pediatric Dental optional, ages 0 to 18
0 to 14	$44.33/Week	$49.63/Week	$57.75/Week	$64.41/Week	$4.87/Week
15	$48.27/Week	$54.04/Week	$62.88/Week	$70.14/Week	$4.87/Week
16	$49.78/Week	$55.73/Week	$64.85/Week	$72.33/Week	$4.87/Week
17	$51.29/Week	$57.41/Week	$66.81/Week	$74.52/Week	$4.87/Week
18	$52.91/Week	$59.23/Week	$68.92/Week	$76.88/Week	$4.87/Week
19	$54.53/Week	$61.05/Week	$71.04/Week	$79.23/Week	Not Eligible
20	$56.22/Week	$62.93/Week	$73.23/Week	$81.67/Week	Not Eligible
21 to 24	$57.95/Week	$64.87/Week	$75.49/Week	$84.20/Week	Not Eligible
25	$58.18/Week	$65.13/Week	$75.79/Week	$84.54/Week	Not Eligible
26	$59.34/Week	$66.43/Week	$77.30/Week	$86.22/Week	Not Eligible
27	$60.73/Week	$67.99/Week	$79.11/Week	$88.24/Week	Not Eligible
28	$63.00/Week	$70.52/Week	$82.06/Week	$91.53/Week	Not Eligible
29	$64.85/Week	$72.59/Week	$84.48/Week	$94.22/Week	Not Eligible
30	$65.78/Week	$73.63/Week	$85.68/Week	$95.57/Week	Not Eligible
31	$67.17/Week	$75.19/Week	$87.49/Week	$97.59/Week	Not Eligible
32	$68.56/Week	$76.74/Week	$89.31/Week	$99.61/Week	Not Eligible
33	$69.43/Week	$77.72/Week	$90.44/Week	$100.87/Week	Not Eligible
34	$70.35/Week	$78.76/Week	$91.65/Week	$102.22/Week	Not Eligible
35	$70.82/Week	$79.28/Week	$92.25/Week	$102.89/Week	Not Eligible
36	$71.28/Week	$79.80/Week	$92.85/Week	$103.57/Week	Not Eligible
37	$71.75/Week	$80.31/Week	$93.46/Week	$104.24/Week	Not Eligible
38	$72.21/Week	$80.83/Week	$94.06/Week	$104.91/Week	Not Eligible
39	$73.14/Week	$81.87/Week	$95.27/Week	$106.26/Week	Not Eligible
40	$74.06/Week	$82.91/Week	$96.48/Week	$107.61/Week	Not Eligible
41	$75.45/Week	$84.47/Week	$98.29/Week	$109.63/Week	Not Eligible
42	$76.79/Week	$85.96/Week	$100.03/Week	$111.57/Week	Not Eligible
43	$78.64/Week	$88.03/Week	$102.44/Week	$114.26/Week	Not Eligible
44	$80.96/Week	$90.63/Week	$105.46/Week	$117.63/Week	Not Eligible
45	$83.68/Week	$93.68/Week	$109.01/Week	$121.59/Week	Not Eligible
46	$86.93/Week	$97.31/Week	$113.24/Week	$126.30/Week	Not Eligible
47	$90.58/Week	$101.40/Week	$117.99/Week	$131.61/Week	Not Eligible
48	$94.75/Week	$106.07/Week	$123.43/Week	$137.67/Week	Not Eligible
49	$98.87/Week	$110.67/Week	$128.79/Week	$143.65/Week	Not Eligible
50	$103.50/Week	$115.86/Week	$134.83/Week	$150.38/Week	Not Eligible
51	$108.08/Week	$120.99/Week	$140.79/Week	$157.03/Week	Not Eligible
52	$113.13/Week	$126.63/Week	$147.36/Week	$164.36/Week	Not Eligible
53	$118.23/Week	$132.34/Week	$154.00/Week	$171.77/Week	Not Eligible
54	$123.73/Week	$138.51/Week	$161.17/Week	$179.77/Week	Not Eligible
55	$129.24/Week	$144.67/Week	$168.35/Week	$187.77/Week	Not Eligible
56	$135.21/Week	$151.35/Week	$176.12/Week	$196.44/Week	Not Eligible
57	$141.23/Week	$158.10/Week	$183.97/Week	$205.20/Week	Not Eligible
58	$147.66/Week	$165.30/Week	$192.35/Week	$214.54/Week	Not Eligible
59	$150.85/Week	$168.87/Week	$196.50/Week	$219.18/Week	Not Eligible
60	$157.29/Week	$176.07/Week	$204.88/Week	$228.52/Week	Not Eligible
61	$162.85/Week	$182.30/Week	$212.13/Week	$236.60/Week	Not Eligible
62	$166.50/Week	$186.38/Week	$216.89/Week	$241.91/Week	Not Eligible
63	$171.08/Week	$191.51/Week	$222.85/Week	$248.56/Week	Not Eligible
64 to 65+	$173.86/Week	$194.62/Week	$226.47/Week	$252.60/Week	Not Eligible

2026 Dental Rates: Kansas City Life Go2 Dental Option 3

Dental rates are a flat amount by coverage level, not by age.

Coverage Level	Weekly	Monthly
Employee Only	$8.82/Week	$38.21/Month
Employee + Spouse	$17.40/Week	$75.42/Month
Employee + Child(ren)	$18.84/Week	$81.65/Month
Family	$28.53/Week	$123.62/Month

2026 Employee Benefits

Schedule Service

Plumbing

Heating

Mechanical

Service & Repairs

Facilities Maintenance

Capital Projects